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Why Would an Insurance Company Deny My Car Accident Claim in Rogers, AR?

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If you get into a car accident, there are certain things you need to do. You want to make sure you don’t do anything that can jeopardize your insurance claim. Your Rogers car accident lawyer will tell you to always do the following things immediately following your car accident in Arkansas:

  • Call 911 – You need to make sure everyone who needs medical treatment goes to the hospital. 911 will arrange for an ambulance to come to the scene.
  • Let the police conduct their investigation – When you call 911, they’ll send an officer to the scene to investigate the crash. They’ll prepare a police report. Your Rogers car accident attorney will need this report to prepare your claim.
  • Call an experienced car accident lawyer – You need to focus on recovering from your injuries. Let a car accident lawyer in Rogers, Arkansas handle the legal side of things for you.

Your car accident lawyer can help you file your insurance claim. Most of the time, your claim will be approved and you’ll get your check in a week or two. However, there are times when your claim may be denied.

If your claim is denied, you’re going to need an experienced auto accident lawyer help file your appeal.

What are Some of the Reasons Your Claim May Be Denied?

Most smaller claims are going to be paid by your insurance company. However, if your claim is large, or there are multiple victims, the insurance company may deny your claim. If this happens, you’re going to need an experienced car accident lawyer.

The insurance company could deny your claim for any number of reasons. Some of these include:

  • The policy wasn’t valid
  • The policy had lapsed for non-payment
  • The driver wasn’t listed on the policy
  • You didn’t file your claim in time
  • The insurance company doesn’t believe you were hurt
  • They think you caused the accident
  • You have a history of filing false claims

If the policy wasn’t valid, there’s nothing your attorney can do to get your claim paid. No insurance company will pay out claims on an invalid policy. If they did this, they’d go out of business in no time.

However, for most of the other reasons, you can file an appeal. Hopefully, you just need to submit additional information. Or maybe you need to correct some paperwork you filled out. Your Rogers car accident lawyer can do this for you.

For other reasons, you’re going to need to prove the other driver was at fault. Accident lawyers know how to do this. They deal with insurance adjusters all the time.

How Does Having a Car Accident Lawyer in Rogers Help?

If you don’t have an attorney, the insurance company will try to take advantage of you. It’s nothing personal – it’s just business. Once they know you have an attorney, they’ll take you more seriously. Instead of ignoring your calls and emails, they’ll negotiate your claim with your lawyer.

Your lawyer will also make sure you don’t agree to a low-ball settlement offer. The insurance company may offer you a settlement to close your case. They’ll ask you to sign a release in order to get your money. Never do this without having an attorney review it. You have no idea what you may be agreeing to.

The other thing about experienced car accident lawyers in Rogers is that they know how the game is played. They’ve dealt with just about every major insurance company there is. They know how to negotiate with the insurance adjusters. They also know what it takes to get your claim settled.

Your attorney will usually be able to settle your claim. If they can’t, they’ll file a lawsuit on your behalf. Just because you sue doesn’t mean you can’t still settle your case. In fact, over 95% of all car accident cases do settle. Nobody wants to go to trial. Trials are time consuming and expensive.

Your Rogers car accident attorney will negotiate a settlement that covers all of your expenses. If this isn’t possible, they’ll go to court and demand compensation. They’ll do what it takes to prove the other driver was at fault.

Call an Experienced Car Accident Lawyer in Rogers, Arkansas Today

If you’ve been injured in a car accident, you need to call an experienced car accident lawyer in Rogers, Arkansas. They’ll review your case and let you know what it may be worth. They’ll also answer any questions you may have.

Call today and schedule your initial consultation. It’s absolutely free and you pay nothing until you win your case.

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